Best Living Benefits Insurance
Our Living Benefits Insurance is designed to provide financial support to policyholders in case of a critical illness or a severe medical condition.
What You'll Benefit Under "Living Benefits Insurance"
Here are some groups of people who can benefit from Living Benefits Insurance:
- Individuals who want to secure their financial future in case of a critical illness or injury.
- Breadwinners who want to ensure that their families are protected from financial hardship in case they become unable to work due to a critical illness or injury
- People who have a family history of medical conditions that could cause financial burdens and want to safeguard their assets.
- Business owners who want to protect their business interests in case of a critical illness or injury.
- Self-employed individuals who don't have access to group disability insurance.
- Individuals who have a high-risk profession or hobbies.
- People who have limited access to other financial resources such as savings or investments.
- Individuals who are not eligible for long-term disability insurance due to pre-existing medical conditions.
Critical illness and disability insurance work together to help reduce the impact of disability or serious illness.
What is the difference between critical illness, and disability insurance?
| Plan Details | Critical illness insurance | Disability insurance |
|---|---|---|
| Payment type? | Tax-free, one-time payout | Monthly income replacement |
| When do you receive the payment? | If you’re diagnosed with a covered condition | If you can’t work because of injury or illness |
| Do you have to wait? | No waiting period in certain cases | Usually will have to wait |
| How long does your coverage last? | Coverage for life | Ends at age 65 |
| Ideal for? | A large sum that you can use for what you want like paying medical expenses, mortgage and pay off debt | Covering monthly expenses |
Even If You Have A History Of:
- Diabetes
- Heart Disease
- Any Kind of Cancer
- Multiple Sclerosis
- Pulmonary, Kidney, or Liver Disease
- Mental Illness Disorders including Psychosis, Bipolar, or Schizophrenia
- Or any other Health Condition
- Diabetes
- Heart Disease
- Any Kind of Cancer
- Multiple Sclerosis
- Pulmonary Disease
- Kidney Disease
- Liver Disease
- Mental Illness Disorders
Who should consider a non-medical life insurance policy?
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Why living benefits insurance?
There are several reasons why living benefits insurance can be a valuable type of coverage to have:
- Financial support: Living benefits insurance can provide policyholders with a lump sum payment or ongoing payments to help cover medical expenses, lost income, and other costs associated with a serious illness or injury. This can provide financial stability during a difficult time.
- Flexibility: Living benefits insurance provides policyholders with the flexibility to use the funds as needed, whether it’s to pay for medical treatment, cover living expenses, or any other expenses that arise.
- Peace of mind: Knowing that you have living benefits insurance can provide peace of mind, as you’ll have the financial resources you need to deal with unexpected health challenges.
- Affordable coverage: Living benefits insurance can be an affordable option for people who want to protect themselves and their families from the financial impact of a serious illness or injury.
Money won't buy happiness - but poor stewardship of money will steal happiness.
Be sure you know the condition of your flocks give attention to your herds; for riches do not endure forever, and a crown is not secure for all generations. – Proverbs 27:23-24
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